Buying a home is the largest financial transaction that most people will make and it can be a stressful, difficult experience even for the veteran homeowner. United Mortgage will walk you through each step of the home buying process and provide you with the guidance to make the appropriate decisions.
United Mortgage has access to numerous local and national lenders. We are aware of special products and discounts that are not offered to the general public. In short, we take the guesswork out of comparing rates and underwriting guidelines.
If you don’t have a lot of money for a down payment, we offer several low down-payment options that may fit your budget, including FHA and VA mortgages.
For our savvy homebuyers, we are now providing FHA 203K financing – where you can buy a home and borrow money for improvements (kitchen, bath, paint…) to your new home based upon the after repaired value of the property.
Take the first step to homeownership by getting pre-approved today. For more information, please call or fill out the contact form to speak with a licensed mortgage consultant
By refinancing your mortgage, you are agreeing to replace your existing loan with a new one. This means new terms, rates, and payments. Those terms, rates and payments need to be financially favorable in order to justify the refinance.
Given today’s low rate environment and the wide range of refinancing options available, now is an excellent time to reevaluate your present mortgage and personal finances. You may have an opportunity to save significant money by not only refinancing your existing mortgage, but also consolidating high interest credit card and installment debt.
Under the Making Homes Affordable Act (aka H.A.R.P.), there are several programs that can refinance homeowners that are underwater on their mortgage or want to reduce their payments through a “Streamlined” refinance process where many income, debt and appraisal issues that exist in a typical loan are not considered in a H.A.R.P. refinance.
For more information, please call or fill out the contact form to speak with a licensed mortgage consultant.
Fax (484) 674-1090
401 W. Germantown Pike East Norriton, PA 19403
Saturday – Sunday :10:00am – 1:00pm